Coverage Lines
General liability
General liability insurance gives you coverage against third-party claims suits arising from bodily injuries or property damage involving your business. It can also include coverage for things such as personal and advertising injury, libel, slander or copyright violation, and even court or legal fees. The coverage you need depends on the type of business you run. Our team of experts can help you customize a coverage plan that provides peace of mind.
Typical general liability insurance covers:
Bodily injuries
Property damage
Medical payments
Personal and advertising injury
Libel, slander or copyright violation
Court and legal fees
commercial PROPERTY
Whether you lease, own or work from home, commercial property insurance can help protect your business’ physical assets against losses from fires, storms, theft and more. Coverage can include the physical property required to run your business such as the building, equipment, furniture, tools, inventory, etc.
Typical commercial property insurance covers:
Building you lease or own
Permanent fixtures, equipment and machinery
Non-permanent fixtures, equipment and machinery
Inventory and supplies
Important documents
Exterior signs
Others’ property in your care or custody
liquor liability
For businesses that sell, serve, distribute or manufacture liquor, a liquor liability insurance policy can help protect your business against claims that occur when a patron drinks too much and causes an accident, damages property or causes injury to others.
Types of businesses that typically need liquor liability insurance:
Bars, taverns and nightclubs
Restaurants
Catering and bartending services
Liquor stores
Grocery and convenience stores
Breweries and wineries